InNovember5,2001,ChinabecameaformalmemberofWTO,marksChina'seconomyintotheworldeconomyoftheprocessaccelerate,therulesalsoindicatesthatWTOwillbringhithertounknownimpactonallareasofoureconomy.BritishAmericandevelopedcountriesimplementhavebeenturnedtocanceltheminimumlendingrateofinterestratemarket,theinterestratecontrolhasmanydisadvantages,Chinahasgraduallyliberalizedinterestratewillreachfullmarketinterestrates.ThemarketizationofinterestratewillalsohaveabigimpactonChina'scommercialbanks,commercialbanksmusthavethecorrespondingcountermeasurestodealwiththischallenge.
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